Moving to the Czech Republic (housing, education and medical costs)

The Czech Republic has a number of attributes that make it attractive to foreign corporate and individual investors, not the least of which are its investment incentives, low taxes, strategic location and affordable cost of living. Housing, education and medical costs are all essential considerations that dramatically affect the cost of living and quality of life in any country.

So, just how affordable is the Czech Republic?

Cost of living in the Czech Republic

According to Numbeo, one of the world´s largest databases focusing on cost-of-living expenses, Prague ranks 155th out of 348 cities in the world in the Cost-of-Living Index. Ostrava ranks 187th, followed by Brno at 208th.

Cost of living index

New York 100


Paris 76.40
Munich 69.30
Vienna 67.30
Berlin 67.20
Prague 59.00
Barcelona 55.40
Liublana 54.60
Bratislava 53.60
Budapest 49.70
Warsaw 47.20
Brno 46.20

Source: Numbeo, 2024


The costs of short-term serviced apartments, which can be used as temporary accommodation, vary from EUR 1,400 to EUR 3,800 per month depending on location and the scope of provided services.

Average monthly rental costs

Studio flat

Two-bedroom flat

EUR 617 EUR 1,341
EUR 543 EUR 1,064
EUR 352 EUR 777

Note: Prices of furnished and unfurnished apartments excl. utilities

Source:, January 2024.


Needless to say, school is very important. It is not only a place for education, but also for students to socialise and build a network of peers, which leads to good physical and mental health.

Education at public schools/preschools is free of charge in the Czech Republic. Students are required to speak Czech in order to enrol. For expat students who do not speak Czech, international schools/preschools can be a perfect solution. Average annual tuition of private international schools/preschools (for ages range 3-18) cost from approx. EUR 5,000 to 20,000 in Prague, Brno and Ostrava.

The Czech education system

Pre-primary education

2 to 5 years old
Primary and lower secondary education 6 to 15 years old
Upper secondary education - high schools, grammar schools, colleges and training colleges 16 to 19 years old
Higher education - universities 19 years old and above



Czech citizens, permanent residents, EU nationals and those contributing to the public healthcare system are entitled to medical care in the Czech Republic (which is funded by mandatory health-insurance contributions). Moreover, there are many private health-insurance plans available for those who need them (e.g. third-country nationals who are not employed in the Czech Republic).

The average annual price of comprehensive private health insurance varies from approximately EUR 1,000 to EUR 2,700, depending on the age of the insured person, level of coverage, insurance policy, etc.

If you are seeking individualised healthcare and a language you are familiar with, you can also register at private medical facilities in the Czech Republic. The annual membership fees at such facilities vary from approximately EUR 600 to EUR 4,000 depending on the facility and the scope of provided services.

Timur Zaslavsky
Managing Director